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The bank in March launched a secured home loan product Instant Home Loan’ for pre-approved salaried customers that promises digital final sanction letters with a validity of six months and instant.
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A pre-approved home loan is free, there’s no obligation to take it up, and has a lot of advantages: It shows real estate agents and sellers that you’re serious about buying. It speeds up the process for getting full loan approval.
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Also, once you decide that you’re ready to make an offer as soon as you see a home you want, get pre-approved for a mortgage. That can make you a more competitive buyer. No matter whether you live in.
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Being pre-approved for a loan can help when you are looking for a home. When you apply for pre-approval, the lender will review your credit history and financial situation. They will then decide how.
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